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It’s a great time now, as 2023 ends, to create a list of good intentions for 2024.

If 2023 has been a struggle with overwhelming debt, made worse by the costs of living crisis and interest rate increases, now may be the perfect time to act.

Christmas is such a wonderful time, but Christmas shopping, whether it be for special food, or the expectation that you need to buy gifts for family and friends, can be stressful for many.

It’s hard to stretch each dollar so many ways. This can also lead to missing debt repayments which may lead to additional fees, interest and contact from your creditors. It doesn’t take much for debt issues to escalate fast.

So how could Solve My Debt Now help?

A recent 5 star google review [ https://g.co/kgs/yKMfYp ] shows how our solution may help:


SMDN have been life changing. Laura was excellent and showed much kindness and understanding in the initial processes, making me feel at ease and confident that I was with a service that cared. I hadn’t come across a service that handles debts in this way and have been overwhelmed at the progress since starting up. Debts have been reduced to payments of $10,$30 and $20… also cutting one debt down by nearly $500 … and the payment to SMDN is so affordable and completely worth it. Laura helped me to set a manageable budget and is working hard to ensure I don’t pay a cent over it. SMDN has changed the trajectory of our lives and financial stability. Couldn’t recommend this service enough!! Massive heartfelt thank you to Laura and her team!

Our debt relief solution aims to achieve any or all of the following outcomes for you:

  • Negotiating with creditors to reduce or waive your debt based on your current circumstances.
  • Negotiating with creditors to reduce or suspend your interest payments.
  • Where successful, avoid leaving a 5-year black mark on your credit file in contrast to the outcome of a part 9 debt agreement or bankruptcy filings.
  • Minimises your contact with creditors wherever possible.
  • Setting up payment plans with your creditors within your estimated budget to make paying back your debts manageable over time.
  • Providing a holistic debt relief solution that can be an alternative to immediate insolvency or bankruptcy.

Final thoughts…

If you are finding it difficult to make your debt repayments on time or are having to choose between paying your debts and paying for life’s essentials (like food, shelter, and other necessities), Solve My Debt Now would like to help. Breaking free from the cycle of overwhelming debt may be easier than you think and is a positive step towards future financial stability.

Want to Solve Your Debt? Let us Help – Today.

Book your FREE Consultation now and talk to one of our qualified SMDN Advocates, that will help put you back on the road to financial freedom!

We can only assist you if you reside in Australia