Solve Your Debt Now – Break Free from Debt with Expert Help

Feeling trapped by debt? We specialise in negotiating with creditors, reducing debts, and creating manageable payment plans. Our team offers practical solutions tailored to your needs, ensuring clear and respectful communication throughout.

  • Reduce the amount you pay now towards your debts
  • Reduce or freeze your interest
  • Get your debt paid off in 3 – 5 years or less
  • Explore alternatives to bankruptcy
  • Clear your credit file of black marks (if needed)

We provide a free professional assessment.
Take control of your debts  Act Now!

Don’t Do it Alone

We get that one of the hardest things to do when debt’s start pilling up is to ask for help. We are here to be your partner in dealing with whatever has happened and whatever is happening now. We do this day in and day out, and have 10+ years talking to your creditors. Let us do what we do best, so you can get on with doing whatever it is you do best. Let us take away the stress and give you a solution that works.

Explore Alternatives to Bankruptcy

At SMDN we provide an alternative to Bankruptcy and Part 9 Debt Agreements due to the consequences

Pay less over a longer time

At SMDN we divide all of your debts over a 3-5 year time period and factor our fees into an affordable weekly or fortnightly repayment plan

Reduce Debts Significantly

The majority of the clients we work on behalf of get 25-50% reductions on their debts and we’ve had some debts completely waived!

Empower Yourself Against Unfair Practices

We're here to support you. Our team collaborates with you and your creditors to address any unjust practices and find equitable solutions.

You won’t go on the NPII while with us

Using our solution, you’ll avoid being added to the National Personal Insolvency Index, unlike if you go Bankrupt or enter into a Part 9 Agreement

Get the fix in 3-5 years

We work with your financial situation to come up with a solution that has you out of debt as quick as possible.

Our Team of Experts


Chief Negotiator

 Every day I negotiate with credit providers to reduce the debts of our clients. I also investigate whether irresponsible lending has occurred, organise hardship variations and payment arrangements and freeze interest on accounts. I also work to erase incorrect information from credit files. Working for Solve My Debt Now is extremely rewarding, especially when the work we do results in a good outcome for our clients.


Director of Operations

I look into how Solve My Debt Now continues to help the greatest number of clients with our client centric approach to solving debt. I understand the competitors are business/fee focussed and I work with the SMDN team to create a solution that benefits our clients first. I establish processes to ensure the team are engaged to drive client success (not business that comes second).


Marketing Expert

With over 15 years of corporate marketing experience, I am excited to be working for a company that actually changes people’s lives for the better. Through video marketing it is my endeavour to assist Solve My Debt Now to achieve the wide exposure it deserves.


Client Consultant

My role is assisting the team in educating and supporting our clients to become one step closer to financial freedom. I love working with such a hard-working team who are all so passionate about helping others.


Client Consultant

I love that we provide a personalised solution for clients struggling with debt. For years we were coming across clients with formal debt agreements and bankruptcies when they did not necessarily need to be taken down these paths. We are an alternative and we are constantly achieving amazing results and reductions for our clients.  I love knowing that my clients are going to have zero debt at the end of our process and be able to take back their financial freedom.


Client Consultant

I love working at Solve My Debt Now as it is such a great supportive, team environment. We are all so passionate about what we do and I love helping people get back on their feet financially.


Client Consultant

I love our Solve My Debt Now solution because we are able to take the burden away from our clients and to give them the freedom to move forward financially. Many clients I speak with are struggling from day to day with overwhelming debt that never reduces. This can go on for years. Our solution reduces debts to zero with an affordable payment plan. I can hear people relax over the phone because there is a solution.   


Client Consultant

I love being able to help our clients get their debts down to zero! This is a great option for anyone struggling to maintain their debts. We also assist with any credit file issues you may have that are associated with your debts. Our aim is to have you debt free, with a clear credit file so you can move forward with your financial life. The amazing thing is we can do this with an affordable payment plan that suits your circumstances.

Free Professional Assessment

We are here to serve you, call us for your free 20 minute phone assessment now and find out how we can assist.

Customized / Personal Solutions

In consultation with you, we come up with a plan to Solve Your Debts Fast and help work on the solution.

Don't Pay More Than You Need

We divide your debts over a long period of time (weeks, months or years), making it easy to manage and much less stressful

Put You & Your Family in Good Hands

Get In Touch

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