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Why Your Credit Score Matters

Why Your Credit Score Matters

Credit scores are a financial grade that banks and other lenders use to work out whether to give you a loan. If your credit score is lower than 600 you will usually be rejected, but this changes from lender to lender as they all have their own criteria. Sometimes...
A Financial Recovery from COVID-19

A Financial Recovery from COVID-19

COVID-19 changed our lives, and many people lost their jobs or had their work hours reduced.The government provided some relief with two major roll outs – increased payments for thosewho were unemployed under the Job Seeker scheme. And continuing payments for...
Resetting your Home Loan & Rate

Resetting your Home Loan & Rate

Now is a great time to assess your current loans and interest rates to see if there is room for improvement and savings. Many useful websites like Finder, Mozo or Canstar provide comparison interest rates for home loans, personal loans, credit cards, and car loans....
Debt Agreements still a trap for consumers

Debt Agreements still a trap for consumers

A new federal law commenced on 27 June 2019 – the Bankruptcy Amendment (Debt Agreement Reform) Act 2018 (Cth). The aim of the law is to tighten up regulation of the debt administration industry and place additional restrictions on debt agreements. Between 2007...