Solve Your Debt Now – Break Free from Debt with Expert Help.

Feeling trapped by debt? We specialise in negotiating with creditors, reducing debts, and creating manageable payment plans. Our team offers practical solutions tailored to your needs, ensuring clear and respectful communication throughout.

Explore Alternatives to Bankruptcy

At SMDN we provide an alternative to Bankruptcy and Part 9 Debt Agreements due to the consequences

Pay less over a longer time

At SMDN we divide all of your debts over a 3-5 year time period and factor our fees into an affordable weekly or fortnightly repayment plan

Reduce Debts Significantly

The majority of the clients we work on behalf of get 25-50% reductions on their debts and we’ve had some debts completely waived!

Empower Yourself Against Unfair Practices

We're here to support you. Our team collaborates with you and your creditors to address any unjust practices and find equitable solutions.

You won’t go on the NPII while with us

Using our solution, you’ll avoid being added to the National Personal Insolvency Index, unlike if you go Bankrupt or enter into a Part 9 Agreement

Get the fix in 3-5 years

We work with your financial situation to come up with a solution that has you out of debt as quick as possible.

Don’t Do it Alone

We get that one of the hardest things to do when debt’s start piling up is to ask for help. We are here to be your partner in dealing with whatever has happened and whatever is happening now. We do this day in and day out, and have 10+ years talking to your creditors. Let us do what we do best, so you can get on with doing whatever it is you do best. Let us take away the stress and give you a solution that works.  

Free Professional Assessment

We are here to serve you, call us for your free 20 minute phone assessment now and find out how we can assist.

Customized / Personal Solutions

We are here to serve you, call us for your free 20 minute phone assessment now and find out how we can assist.

Don't Pay More Than You Need

We divide your debts over a long period of time (weeks, months or years), making it easy to manage and much less stressful

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