Now is a great time to assess your current loans and interest rates to see if there is room for improvement and savings.
Many useful websites like Finder, Mozo or Canstar provide comparison interest rates for home loans, personal loans, credit cards, and car loans. Comparison interest rates were introduced to give you the true picture of how good a loan is when everything is considered, including fees and interest rates – so it is super easy to find the best loan deals on the market.
It is also easier than ever before to change loan providers – simply do some homework and ensure there are no exit fees, or that they are lower than the benefits of changing to a new loan provider.
The next step before applying for a better loan is to get a copy of your Equifax and Illion credit files and check they are clear of black marks.
Black marks include defaults or court actions or repayment history indicators – these will raise a red flag in any new loan application. Also, if you have applied for 5 or more recent loans – or have applied to high-risk lenders (think fast cash loans) – this will also raise a red flag that may lead to a rejection of your loan application.
Lenders will also look at your current debt levels when they assess your new loan application. So, it is important to manage your debt levels to avoid questions about whether you can affordably service more debt.
At this point, we want to let you know that we can help you with your debt position and your credit file.
Our Solve My Debt Now solution works to reduce your debt and clear your credit file of black marks – to get you in the best position to be approved for a better loan. You simply pay us a regular affordable amount and we sit between you and your creditors to get your debt and interest reduced or waived, at the same time as clearing your credit file of old negative black marks.
Call us now on 1300 070 672 or send us an email to email@example.com so we can provide you with the best solution for your current circumstances. Or fill out the form below.
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